Title Insurance Services in Orlando, FL
Protecting Your Property Rights — From Purchase to Ownership
Title insurance protects homeowners and lenders from unexpected issues tied to a property’s ownership history. When you buy or refinance a home, title insurance ensures that your legal right to the property is clear, enforceable, and protected — now and in the future.
Our local title team conducts a thorough title search, resolves issues when possible, and issues title insurance to safeguard your investment.
What Is Title Insurance?
Title insurance is a one-time policy that protects against financial loss caused by defects in a property’s title. Unlike other types of insurance that protect against future events, title insurance protects you from past issues that may surface after closing.
- These issues can include:
- Undisclosed heirs or ownership disputes
- Recording or clerical errors in public records
- Forged or fraudulent documents
- Unknown liens or judgments
- Errors in legal descriptions or boundary lines
Even with careful research, some title issues are hidden or impossible to detect. Title insurance provides peace of mind by protecting you if a covered issue arises later.
Why Title Insurance Matters for Homeowners
Buying a home is one of the largest financial decisions most people make. Title insurance helps ensure that:
- You truly own the property you’re buying
- Your ownership rights are legally protected
- You’re not financially responsible for past ownership problems
- Your property can be sold or refinanced without unexpected complications
Without title insurance, resolving title issues can be costly, time-consuming, and stressful — even if the problem wasn’t your fault.
Owner’s Policy vs. Lender’s Policy
Owner’s Title Insurance
An Owner’s Policy protects the homeowner’s ownership rights for as long as they own the property. It is typically purchased at closing and provides long-term protection against covered title defects.
Lender’s Title Insurance
A Lender’s Policy protects the mortgage lender’s interest in the property for the duration of the loan. This policy is usually required by lenders when financing a purchase or refinance.
How the Title Insurance Process Works
This process ensures a clean transfer of ownership and reduces the risk of future claims.
