escrow and settlement services

Neutral, accurate, and detail-driven closings — from open to record.

Escrow is where every part of a real estate transaction comes together.

Neutral Escrow Handling

We act as a neutral third party, safeguarding funds and documents while following written instructions precisely.

Coordinated Closings

We align buyers, sellers, agents, and lenders to ensure documents, funds, and approvals arrive on time.

Settlement Accuracy

Every figure, document, and signature is reviewed carefully before closing and recording, to ensure accuracy.

What Our Escrow & Settlement Services Include

Our escrow closing and settlement services are designed to manage funds, documents, and timelines with precision — ensuring each transaction closes accurately, compliantly, and on schedule. We serve buyers, sellers, real estate professionals, and lenders throughout Denver and Northern Colorado with a steady, process-driven approach to escrow.

  • Our escrow services typically include:
  • Opening and managing escrow accounts
  • Receiving and safeguarding earnest money and closing funds
  • Preparing settlement statements and closing disclosures (in coordination with lenders)
  • Coordinating document signing appointments
  • Ensuring payoff and disbursement accuracy
  • Recording documents with the appropriate county offices
  • Final disbursement of funds after recording

Each step is handled with attention to detail and clear communication — because small mistakes create big delays.

A Neutral Third Party You Can Trust

As the escrow holder, our role is neutral by design.

We follow the terms of the purchase contract, lender instructions, and applicable regulations — not the preferences of any single party. This neutrality protects buyers, sellers, and lenders alike and helps ensure a smooth, defensible closing process.

Closing On Time Starts Long Before Closing Day

Successful closings are rarely the result of last-minute urgency. They are the result of:

  • Early review of documents
  • Timely coordination with lenders and agents
  • Prompt identification of missing or unclear information
  • Clear communication when verification is required

When questions arise, we address them early — so they don’t become emergencies on closing day.

Settlement Statements & Funds Handling

Accuracy matters — especially when money is moving.

Settlement statements are prepared carefully and reviewed for consistency with contract terms, lender requirements, and applicable fees. Funds are handled through secure escrow accounts, with disbursements made only after all closing conditions are met and documents are properly recorded.

We do not rush figures — and we do not guess.

Common Escrow Closing & Settlement FAQs

Escrow is a neutral process where a third party holds funds and documents until all conditions of the transaction are met. The escrow company follows written instructions from the buyer, seller, lender, and contract to ensure the transaction closes correctly.

The escrow company is a neutral third party. We do not represent the buyer or the seller. Our role is to follow the contract and written instructions while safeguarding funds and documents until closing is complete.

Escrow typically opens shortly after a purchase contract is accepted or when a lender requests escrow services for a refinance. Earnest money and initial documents are usually deposited at this stage.

On closing day:

  • Final documents are signed

  • Funds are verified and prepared for disbursement

  • Documents are submitted for recording with the county
    Once recording is confirmed, funds are disbursed according to the settlement statement.

Not always. Buyers, sellers, and lenders may sign at different times depending on availability, lender requirements, and transaction type. Our escrow team coordinates signing schedules to keep the closing on track.

All closing funds are deposited into secure escrow accounts. Funds are only released after all closing conditions are met and documents are properly recorded. This protects all parties involved in the transaction.

Certain items must be fully verified before closing can occur. If information is missing or unclear, escrow may pause to ensure accuracy and compliance. This helps prevent post-closing issues and delays.

Escrow timelines vary based on transaction type, lender requirements, and local recording offices. Purchases and refinances often follow different timelines. Your escrow officer can provide guidance based on your specific transaction.
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